/* --- FinanzFuchs Köln Modern Bold CSS --- */

/* Import Google Fonts */
@import url('https://fonts.googleapis.com/css2?family=Montserrat:wght@700;900&family=Roboto:wght@400;500;700&display=swap');

:root {
  --color-primary: #22577A;
  --color-secondary: #F6C90E;
  --color-accent: #FFFFFF;
  --color-dark: #1A2634;
  --color-light: #F8FAFC;
  --color-grey: #E5E9F2;
  --color-text: #1A2634;
  --color-text-light: #FFFFFF;
  --color-shadow: rgba(34, 87, 122, 0.08);
  --radius-lg: 24px;
  --radius-md: 16px;
  --radius-sm: 8px;
  --transition: 0.25s cubic-bezier(.4,0,.2,1);
  --shadow-card: 0 4px 24px var(--color-shadow);
  --shadow-hover: 0 8px 32px rgba(34,87,122,0.16);
  --font-display: 'Montserrat', Arial, sans-serif;
  --font-body: 'Roboto', Arial, sans-serif;
}

html {
  box-sizing: border-box;
  font-size: 18px;
  scroll-behavior: smooth;
}
*, *:before, *:after {
  box-sizing: inherit;
}

body {
  font-family: var(--font-body);
  color: var(--color-text);
  background: var(--color-light);
  margin: 0;
  padding: 0;
  min-height: 100vh;
  line-height: 1.6;
}

img {
  max-width: 100%;
  display: block;
  border-radius: var(--radius-md);
}

.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

/* --- Typography --- */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  font-weight: 900;
  margin: 0 0 18px 0;
  color: var(--color-primary);
  letter-spacing: -1px;
}
h1 {
  font-size: 2.4rem;
  line-height: 1.1;
}
h2 {
  font-size: 2rem;
  line-height: 1.15;
}
h3 {
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--color-secondary);
  margin-bottom: 10px;
}
h4, h5, h6 {
  font-size: 1.1rem;
  font-weight: 700;
}
p, ul, ol {
  font-size: 1rem;
  margin-bottom: 18px;
}
ul, ol {
  padding-left: 1.2em;
}
li {
  margin-bottom: 8px;
}

b, strong {
  font-weight: 700;
  color: var(--color-primary);
}

/* --- Header & Navigation --- */
header {
  background: var(--color-accent);
  box-shadow: 0 2px 12px var(--color-shadow);
  position: sticky;
  top: 0;
  z-index: 100;
}
header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 20px;
}
header img {
  height: 48px;
  width: auto;
}
nav {
  display: flex;
  align-items: center;
  gap: 28px;
}
nav a {
  font-family: var(--font-display);
  font-weight: 700;
  color: var(--color-primary);
  text-decoration: none;
  font-size: 1rem;
  letter-spacing: 0.5px;
  padding: 6px 0;
  position: relative;
  transition: color var(--transition);
}
nav a.cta {
  background: var(--color-secondary);
  color: var(--color-dark);
  border-radius: var(--radius-md);
  padding: 10px 24px;
  margin-left: 16px;
  box-shadow: 0 2px 8px var(--color-shadow);
  font-size: 1.05rem;
  letter-spacing: 1px;
  transition: background var(--transition), color var(--transition), box-shadow var(--transition);
}
nav a.cta:hover, nav a.cta:focus {
  background: var(--color-primary);
  color: var(--color-accent);
  box-shadow: 0 4px 16px var(--color-shadow);
}
nav a:hover, nav a:focus {
  color: var(--color-secondary);
}

.mobile-menu-toggle {
  display: none;
  background: var(--color-secondary);
  color: var(--color-primary);
  border: none;
  font-size: 2rem;
  border-radius: var(--radius-md);
  padding: 6px 16px;
  cursor: pointer;
  margin-left: 18px;
  transition: background var(--transition), color var(--transition);
}
.mobile-menu-toggle:focus, .mobile-menu-toggle:hover {
  background: var(--color-primary);
  color: var(--color-accent);
}

/* --- Mobile Menu --- */
.mobile-menu {
  position: fixed;
  top: 0; left: 0; right: 0; bottom: 0;
  background: var(--color-primary);
  color: var(--color-accent);
  z-index: 9999;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  padding: 0;
  transform: translateX(-100%);
  transition: transform 0.4s cubic-bezier(.4,0,.2,1);
  opacity: 0;
  pointer-events: none;
}
.mobile-menu.open {
  transform: translateX(0);
  opacity: 1;
  pointer-events: auto;
}
.mobile-menu-close {
  background: none;
  border: none;
  color: var(--color-secondary);
  font-size: 2.2rem;
  align-self: flex-end;
  margin: 24px 24px 0 0;
  cursor: pointer;
  transition: color var(--transition);
}
.mobile-menu-close:hover, .mobile-menu-close:focus {
  color: var(--color-accent);
}
.mobile-nav {
  display: flex;
  flex-direction: column;
  gap: 28px;
  width: 100%;
  align-items: flex-start;
  padding: 40px 32px;
}
.mobile-nav a {
  color: var(--color-accent);
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-weight: 900;
  text-decoration: none;
  letter-spacing: 1px;
  transition: color var(--transition);
  padding: 8px 0;
}
.mobile-nav a:hover, .mobile-nav a:focus {
  color: var(--color-secondary);
}

/* --- Main Layout --- */
main {
  padding-top: 0;
  padding-bottom: 60px;
}
.section {
  margin-bottom: 60px;
  padding: 40px 20px;
  background: var(--color-accent);
  border-radius: var(--radius-lg);
  box-shadow: 0 4px 24px var(--color-shadow);
}
.content-wrapper {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

/* --- Features Grid --- */
.features-grid, .feature-icons, .blog-list {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  margin-bottom: 20px;
}
.features-grid > div, .blog-teaser {
  background: var(--color-light);
  border-radius: var(--radius-md);
  box-shadow: 0 2px 12px var(--color-shadow);
  padding: 28px 22px;
  flex: 1 1 260px;
  min-width: 220px;
  transition: box-shadow var(--transition), transform var(--transition);
  margin-bottom: 0;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.features-grid > div:hover, .blog-teaser:hover {
  box-shadow: var(--shadow-hover);
  transform: translateY(-4px) scale(1.03);
}
.feature-icons {
  gap: 18px;
  margin-bottom: 12px;
}
.feature-icons span {
  background: var(--color-secondary);
  color: var(--color-primary);
  font-family: var(--font-display);
  font-weight: 700;
  border-radius: var(--radius-sm);
  padding: 6px 16px;
  font-size: 1rem;
  margin-bottom: 0;
}

/* --- Cards & Card Containers --- */
.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.card {
  background: var(--color-light);
  border-radius: var(--radius-md);
  box-shadow: 0 2px 12px var(--color-shadow);
  margin-bottom: 20px;
  position: relative;
  padding: 28px 22px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  transition: box-shadow var(--transition), transform var(--transition);
}
.card:hover {
  box-shadow: var(--shadow-hover);
  transform: translateY(-4px) scale(1.03);
}

/* --- Content Grid --- */
.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}

/* --- Text-Image Section --- */
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
  margin-bottom: 20px;
}
.text-image-section > div {
  flex: 1 1 260px;
  min-width: 180px;
}

/* --- Testimonial Card --- */
.testimonial-card {
  display: flex;
  align-items: center;
  gap: 20px;
  padding: 20px;
  background: var(--color-grey);
  border-radius: var(--radius-md);
  box-shadow: 0 2px 12px var(--color-shadow);
  margin-bottom: 20px;
  color: var(--color-text);
  font-size: 1.05rem;
  font-family: var(--font-body);
  transition: box-shadow var(--transition), transform var(--transition);
}
.testimonial-card:hover {
  box-shadow: var(--shadow-hover);
  transform: translateY(-2px) scale(1.01);
}
.testimonial-card span {
  font-family: var(--font-display);
  font-weight: 700;
  color: var(--color-primary);
  margin-left: 8px;
}
.testimonial-card div {
  color: var(--color-secondary);
  font-size: 1.2rem;
  margin-left: auto;
  font-family: var(--font-display);
  font-weight: 900;
}

/* --- Feature Item --- */
.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
}

/* --- FAQ List --- */
.faq-list {
  display: flex;
  flex-direction: column;
  gap: 20px;
}
.faq-item {
  background: var(--color-light);
  border-radius: var(--radius-md);
  box-shadow: 0 2px 12px var(--color-shadow);
  padding: 20px 18px;
  margin-bottom: 0;
}
.faq-item h3 {
  color: var(--color-primary);
  font-size: 1.1rem;
  margin-bottom: 8px;
}

/* --- Blog List --- */
.blog-list {
  gap: 24px;
  margin-bottom: 20px;
}
.blog-teaser {
  background: var(--color-light);
  border-radius: var(--radius-md);
  box-shadow: 0 2px 12px var(--color-shadow);
  padding: 20px 18px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  min-width: 220px;
  flex: 1 1 260px;
  transition: box-shadow var(--transition), transform var(--transition);
}
.blog-teaser img {
  border-radius: var(--radius-sm);
  margin-bottom: 10px;
}
.blog-teaser h3 {
  color: var(--color-secondary);
  font-size: 1.1rem;
  font-family: var(--font-display);
  font-weight: 700;
}
.blog-teaser a {
  color: var(--color-primary);
  font-weight: 700;
  text-decoration: underline;
  transition: color var(--transition);
}
.blog-teaser a:hover {
  color: var(--color-secondary);
}
.blog-categories {
  display: flex;
  gap: 14px;
  margin-top: 10px;
}
.blog-categories span {
  background: var(--color-secondary);
  color: var(--color-primary);
  border-radius: var(--radius-sm);
  padding: 4px 14px;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 0.95rem;
}

/* --- Contact Details --- */
.contact-details {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 20px;
}
.map {
  background: var(--color-grey);
  border-radius: var(--radius-md);
  padding: 16px 14px;
  margin-bottom: 20px;
  color: var(--color-primary);
  font-weight: 700;
}

/* --- Buttons & CTA --- */
.cta, .btn, button, input[type="submit"] {
  font-family: var(--font-display);
  font-weight: 900;
  background: var(--color-secondary);
  color: var(--color-primary);
  border: none;
  border-radius: var(--radius-md);
  padding: 12px 32px;
  font-size: 1.1rem;
  letter-spacing: 1px;
  cursor: pointer;
  box-shadow: 0 2px 8px var(--color-shadow);
  transition: background var(--transition), color var(--transition), box-shadow var(--transition), transform var(--transition);
  text-decoration: none;
  display: inline-block;
  margin-right: 12px;
}
.cta:hover, .btn:hover, button:hover, input[type="submit"]:hover,
.cta:focus, .btn:focus, button:focus, input[type="submit"]:focus {
  background: var(--color-primary);
  color: var(--color-accent);
  box-shadow: 0 4px 16px var(--color-shadow);
  transform: translateY(-2px) scale(1.03);
}

/* --- Footer --- */
footer {
  background: var(--color-primary);
  color: var(--color-accent);
  padding: 40px 0 0 0;
  margin-top: 60px;
}
.footer-wrapper {
  display: flex;
  flex-wrap: wrap;
  gap: 40px;
  align-items: flex-start;
  justify-content: space-between;
  padding-bottom: 30px;
}
.footer-wrapper a {
  color: var(--color-secondary);
  font-family: var(--font-display);
  font-weight: 700;
  text-decoration: none;
  margin-right: 18px;
  font-size: 1rem;
  transition: color var(--transition);
}
.footer-wrapper a:hover, .footer-wrapper a:focus {
  color: var(--color-accent);
}
.footer-contact {
  font-size: 0.98rem;
  color: var(--color-accent);
  margin-bottom: 10px;
}
.footer-social {
  display: flex;
  gap: 16px;
  margin-top: 10px;
}
.footer-social a {
  color: var(--color-secondary);
  font-size: 1.2rem;
  font-weight: 900;
  transition: color var(--transition);
}
.footer-social a:hover {
  color: var(--color-accent);
}
footer img {
  height: 40px;
  margin-bottom: 12px;
}

/* --- Cookie Consent Banner --- */
.cookie-banner {
  position: fixed;
  left: 0; right: 0; bottom: 0;
  background: var(--color-dark);
  color: var(--color-accent);
  z-index: 99999;
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: space-between;
  padding: 24px 20px;
  box-shadow: 0 -2px 16px var(--color-shadow);
  gap: 24px;
  font-size: 1rem;
  animation: cookieBannerIn 0.5s cubic-bezier(.4,0,.2,1);
}
@keyframes cookieBannerIn {
  from { transform: translateY(100%); opacity: 0; }
  to { transform: translateY(0); opacity: 1; }
}
.cookie-banner .cookie-actions {
  display: flex;
  gap: 16px;
}
.cookie-banner button {
  font-family: var(--font-display);
  font-weight: 900;
  border: none;
  border-radius: var(--radius-md);
  padding: 10px 22px;
  font-size: 1rem;
  cursor: pointer;
  transition: background var(--transition), color var(--transition), box-shadow var(--transition);
  margin: 0;
}
.cookie-banner .accept {
  background: var(--color-secondary);
  color: var(--color-primary);
}
.cookie-banner .accept:hover, .cookie-banner .accept:focus {
  background: var(--color-primary);
  color: var(--color-accent);
}
.cookie-banner .reject {
  background: var(--color-grey);
  color: var(--color-primary);
}
.cookie-banner .reject:hover, .cookie-banner .reject:focus {
  background: var(--color-secondary);
  color: var(--color-primary);
}
.cookie-banner .settings {
  background: transparent;
  color: var(--color-secondary);
  border: 2px solid var(--color-secondary);
}
.cookie-banner .settings:hover, .cookie-banner .settings:focus {
  background: var(--color-secondary);
  color: var(--color-primary);
}

/* --- Cookie Modal --- */
.cookie-modal-overlay {
  position: fixed;
  top: 0; left: 0; right: 0; bottom: 0;
  background: rgba(34,87,122,0.75);
  z-index: 100000;
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.3s cubic-bezier(.4,0,.2,1);
}
.cookie-modal-overlay.open {
  opacity: 1;
  pointer-events: auto;
}
.cookie-modal {
  background: var(--color-accent);
  color: var(--color-primary);
  border-radius: var(--radius-lg);
  box-shadow: 0 8px 32px var(--color-shadow);
  padding: 36px 32px 28px 32px;
  min-width: 320px;
  max-width: 95vw;
  display: flex;
  flex-direction: column;
  gap: 22px;
  animation: cookieModalIn 0.4s cubic-bezier(.4,0,.2,1);
}
@keyframes cookieModalIn {
  from { transform: scale(0.95) translateY(40px); opacity: 0; }
  to { transform: scale(1) translateY(0); opacity: 1; }
}
.cookie-modal h2 {
  color: var(--color-primary);
  font-size: 1.3rem;
  margin-bottom: 10px;
}
.cookie-modal .cookie-category {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 12px;
}
.cookie-modal .cookie-category label {
  font-family: var(--font-display);
  font-weight: 700;
  color: var(--color-primary);
  font-size: 1rem;
}
.cookie-modal .cookie-category input[type="checkbox"] {
  accent-color: var(--color-secondary);
  width: 22px;
  height: 22px;
}
.cookie-modal .cookie-category.essential label {
  color: var(--color-secondary);
}
.cookie-modal .cookie-actions {
  display: flex;
  gap: 16px;
  margin-top: 10px;
}
.cookie-modal .close-modal {
  background: none;
  color: var(--color-primary);
  border: none;
  font-size: 1.8rem;
  position: absolute;
  top: 18px;
  right: 24px;
  cursor: pointer;
  transition: color var(--transition);
}
.cookie-modal .close-modal:hover, .cookie-modal .close-modal:focus {
  color: var(--color-secondary);
}

/* --- Responsive Design --- */
@media (max-width: 1024px) {
  .container {
    max-width: 960px;
  }
  .footer-wrapper {
    gap: 24px;
  }
}
@media (max-width: 900px) {
  .features-grid, .blog-list, .footer-wrapper {
    flex-direction: column;
    gap: 24px;
  }
  .features-grid > div, .blog-teaser {
    min-width: 0;
    width: 100%;
  }
}
@media (max-width: 768px) {
  html {
    font-size: 16px;
  }
  header .container {
    flex-direction: row;
    gap: 10px;
    padding: 12px 10px;
  }
  nav {
    display: none;
  }
  .mobile-menu-toggle {
    display: block;
  }
  .section {
    padding: 28px 8px;
    margin-bottom: 36px;
  }
  .features-grid, .blog-list, .footer-wrapper {
    flex-direction: column;
    gap: 18px;
  }
  .features-grid > div, .blog-teaser {
    min-width: 0;
    width: 100%;
    padding: 18px 10px;
  }
  .feature-icons {
    gap: 10px;
    flex-wrap: wrap;
  }
  .testimonial-card {
    flex-direction: column;
    align-items: flex-start;
    gap: 10px;
    padding: 14px 10px;
  }
  .content-grid {
    flex-direction: column;
    gap: 14px;
  }
  .text-image-section {
    flex-direction: column;
    align-items: flex-start;
    gap: 16px;
  }
  .cookie-banner {
    flex-direction: column;
    align-items: flex-start;
    gap: 14px;
    padding: 18px 10px;
    font-size: 0.98rem;
  }
  .cookie-modal {
    padding: 22px 10px 18px 10px;
    min-width: 0;
  }
}
@media (max-width: 480px) {
  h1 {
    font-size: 1.5rem;
  }
  h2 {
    font-size: 1.2rem;
  }
  .cta, .btn, button, input[type="submit"] {
    padding: 10px 14px;
    font-size: 1rem;
  }
  .footer-wrapper {
    flex-direction: column;
    gap: 14px;
    align-items: flex-start;
  }
}

/* --- Utility Classes --- */
.mt-0 { margin-top: 0 !important; }
.mb-0 { margin-bottom: 0 !important; }
.mt-20 { margin-top: 20px !important; }
.mb-20 { margin-bottom: 20px !important; }
.text-center { text-align: center !important; }
.text-right { text-align: right !important; }

/* --- Hide visually but keep accessible --- */
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  border: 0;
}

/* --- Animations & Micro-interactions --- */
a, button, .cta, .btn, input[type="submit"] {
  transition: background var(--transition), color var(--transition), box-shadow var(--transition), transform var(--transition);
}
.features-grid > div, .blog-teaser, .card, .testimonial-card, .faq-item {
  transition: box-shadow var(--transition), transform var(--transition);
}

/* --- Prevent Overlapping --- */
.section, .card, .testimonial-card, .faq-item, .features-grid > div, .blog-teaser {
  margin-bottom: 20px;
}

/* --- Remove outline for mouse users, keep for keyboard --- */
:focus:not(:focus-visible) {
  outline: none;
}
:focus-visible {
  outline: 2px solid var(--color-secondary);
  outline-offset: 2px;
}

/* --- End FinanzFuchs Köln CSS --- */